Can I decrease the pledge on my goal?

Yup! You can start the process to lower your pledge anytime, as long as your pledge is not already on the minimum pledge level you're allowed (usually $5).

It's important to be aware that:

  1. Stepdowns have a 7-day wait to take effect, like anything which makes your goal easier.
  2. You can only lower your pledge as far as $5, unless you have a Beemium subscription.

To lower your pledge, click on your current pledge amount to open up the "Adjust pledge" modal:

Goal header showing a goal that has a current pledge of $30, with that section highlighted

You can also do this from the "Pledge" section under the "Commitment" tab below the graph.

To lower your pledge, slide the slider to the pledge you want, make sure to set your pledge cap if you want to change that, and then click "Lock it in":

First, your current pledge and cap are listed, e.g.: "You are pledging $30 on this goal. Cap: $30. You've reached your pledge cap. Your pledge will remain $30 if you derail." Below are some sliders, first the "pledge" slider, and below the "cap" slider. Both sliders have been slid down a notch, so below it says "Pledge: $30 -> $5 (takes effect 14/05/2026)" and "Cap: $30 -> $10 (takes effect 14/05/2026)". There's a lit up "Lock it in" button to press to submit the change.

Once you've set up a stepdown, you'll be able to see the planned new pledge in the header. In this screenshot, the pledge is decreasing from $30 to $10 first, and then to $5. 

Goal header showing a goal that has a current pledge of $30, going down to $10

You can click on the pledge again to recheck the modal if you want to see what date the change will kick in. The screenshot below shows a pledge change made set to kick in on 14/05/2026.

Orange banner saying "Scheduled: pledge drops to $5 on 14/05/2026". There's a button to cancel the change.
If you change your mind, you can click "Cancel change" and the countdown will stop. In this example, the pledge will then stay at $30!

If not, then after the akrasia horizon, your new pledge will kick in and your next derailment will charge you at $10. Don't forget that you need to separately adjust your pledge cap if you want to change that as well! Otherwise, after your next derailment, the pledge will go back up (e.g. to $30, in the above example).


Keywords: changing the amount at stake, lowering the amount at risk

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