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Why did Beeminder charge my card?
Before any charge, you should get an email letting you know it's going to happen. If you've been charged without receiving an email, the first step is to check your spam folder. If you don't find it there, please do get in touch with us and let us know so we can investigate!
To look back on previous payments, you can also check out your Payments page, where you can see all the past charges we've made from all sources: derailments, subscriptions, GTBee, IFTTT charge action, and the charge endpoint of the Beeminder API. Each should have a description explaining what the charge is and where it came from. There are two sections, one for honey money and one for card payments, so don't forget to check the relevant section for the payment method you were using at the time of the charge.
Your honey money transactions are shown as credits and debits. Under "Payments (Card)", each charge is either paid, failed, settled (PayPal only), or refunded. Once it's failed, a charge will never update to "paid"; instead, a new charge with the same information is created and tried, so multiple "failed" items may represent a single charge.
You should be able to cross-check any charges on your card with our list to see exactly what triggered the charge. If anything seems off, please contact support so you can help us investigate!
Note that derailment charges are usually listed for one day after you actually derailed on the goal, due to the 24-hour legitimacy check waiting period between the derailment happening and the charge being processed. This delay can be increased by support if necessary, so sometimes a charge will be listed a few days after the actual derailment happened. You'll receive a "legitimacy check" email on the day your goal derails, so checking for that is the best way to check exactly when you actually derailed. For most goals, the automatic #derail datapoint will show you the right date when a derailment happened.
Keywords: credit card, charging my payment method, reason for a charge, reason for being charged